Frequently Asked Questions By Clients
Insurance can feel complicated, but we’ve put together answers to the most common questions to give you peace of mind
We manage our clients by taking the time to understand their unique needs and finding coverage that truly fits. Because we work with multiple carriers, we can shop around to ensure you’re getting the right protection at the best possible rate.
Yes! Bundling your home and auto insurance is one of the best ways to save money while keeping your coverage simple. By combining policies with the same carrier, many of our companies offer significant discounts, and it also makes managing your insurance easier. We’ll shop across our carriers to find you the best bundle option that fits your needs and budget
Yes, we do. We specialize in helping clients with homes that are considered hard to insure, including those in wildfire-prone areas. As an authorized broker for the California FAIR Plan, we can provide coverage options when other carriers won’t, and we often pair it with additional policies to make sure you’re fully protected
We offer a wide range of insurance solutions to protect what matters most to you. This includes home, auto, renters, and umbrella coverage, as well as commercial insurance for businesses, life insurance, and specialty options like the California FAIR Plan for hard-to-insure properties.
If you need to file a claim, you can call us directly and we’ll guide you through the process, or you can contact your insurance company’s claims department right away. Either way, we’ll be here to answer your questions and support you until your claim is resolved.
There are several ways to lower your insurance premium. Bundling your home and auto, raising your deductible, maintaining a good driving record, or installing safety features like alarms and water leak detectors can all help reduce costs.
If your home insurance was cancelled or non-renewed by another company, don’t worry — you still have options. We specialize in helping clients in this situation, whether it’s due to wildfire risk, claims history, or other factors. As an authorized broker for the California FAIR Plan and other carriers, we can find coverage that fits your needs and make sure you stay protected without a gap in insurance.